Claiming Against an Uninsured Driver After a Car Accident
Drivers know that car accidents can be really expensive in terms of paying for repairs especially when other drivers involved in such do not have any insurance of their own. When other drivers have not had insurance it meant the all insured driver would end up losing out financially, either by having to pay higher levels of excess or via higher premium costs. However there are now legal ways, in which costs can be recovered from the uninsured drivers involved in traffic accidents. Recovering costs is something that careful and insured drivers should do after uninsured drivers have caused or contributed to accidents. The issue can be serious for drivers that are faced with repair costs when they did not cause the damage in the first place.
There could be over one million uninsured cars in Britain, and insured drivers often lose money if they have a bump or collision with one of them. At other times the other driver may actually have car insurance yet will not provide any details to avoid losing no claims bonuses, or been in trouble with the Police. Insured drivers should seek legal advice immediately if they know the other party was uninsured or their details cannot be traced. Legal advice can be assessed online and such sites allow insured motorists the opportunity to recoup some or most of their costs. A reputable site for drivers to use is https://smithjonessolicitors.co.uk/road-traffic-accidents/car-accident-claims/
This firm has the experience plus the knowledge to successfully claim against uninsured drivers on behalf of the drivers who them. The first step they make is to trace the details of the driver in order to seek and obtain damages from them. To do so the firm will contact witnesses or any other people present or involved in the accident. Once traced the driver will be issued with the costs they should pay as compensation. The invoice is calculated so that the uninsured driver will pay for all the costs and damages, which they have caused and are indeed liable to cover. Uninsured drivers should not be able to evade their responsibilities and in many cases these motorists are traced and pay up the costs requested from them. The firm have a great deal of experience in recovering costs as soon as the drivers have been tracked down.
However when the uninsured driver is not found claims can still be made to the Motors Insurers Bureau, who will pay costs instead. The MIB is funded for by all the drivers that buy car insurance. The firm will make sure that all costs will be recouped. This scheme has been running since the late 1940s and has helped countless insured drivers gain compensation when no costs have been recovered from the uninsured motorists involved in accidents. Drivers have to complete claim forms and return them to the MIB in order to receive payments. Once the decision is made to award claims the insured drivers are then paid. The firm provides all necessary advise when clients have to claim for costs via the MIB.