If there was one thing I wished I learned earlier in life, is the concept of handling money properly.

Today, more than ever, we're seeing the cost of things go up. Forcing us to stretch our money further with less things in return for the same value we paid for back then. It's a much more different time compared to before, and if you're just entering the workforce or have not been making these tips part of how you run your life, then you should, right now.

Here are 5 smart ways to save money.

1. Get the bang for your buck

Look out for deals. While some of them are designed to make you buy more of something, sometimes, some deals are just good old fashioned deals with the intention of helping you save a whole lot.



The Volkswagen Polo is now available with 0 interest and 0 downpayment, meaning you can drive one home for only RM999 monthly. (Terms and conditions apply of course.)

2. Care for your car like how you care for your own body

Just like how you change into new clothes everyday and take showers so you're clean, taking care of your car has a lot in common with how you take care of yourself. Most people take for granted of their material possessions because they feel like it should be able to weather the test of what they paid for.

And if you've been doing this all this while, expect to spend more money trying to fix a problem than preventing it from happening.

Here's a quick infographic on how to care for yourself in case you weren't sure.



image via

And just like your body, your car needs some attention too.

3. Don't put all your eggs in one basket

Divide up your paycheck and set a specific percentage for savings. This way, you'll only spend a portion of your salary and not all of it! And when you've accumulated some savings, put it in a fixed deposit for a higher interest return on your money. 

4. Buy only what you need and save for the future

Nuff said.

5. Don't be penny wise pound foolish.

Keeping a car for too long not only reduces its value, but you might just be stricken with some wear and tear costs that you just can't run away from.

A big sign of when you need to change is when you are spending more to maintain your old car, after all, it's not likely that maintenance and repair costs are going to decrease as your car ages. 

With zero interest and zero downpayment, the Volkswagen Polo is coming to you at one of the most attractive offers ever with a monthly repayment of RM999. Find out more here, or visit a Volkswagen showroom.